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Mandatory Credit Counseling

On your path to financial recovery, the bankruptcy process requires two courses. Before your case is filed you need to take a credit counseling course. Once you have filed and you have a case number, a debtor education course is required. Credit counseling is required for a number of reasons, first and foremost, because a debtor should be well informed and have a sense of his or her current and future financial life.

Below are links to online courses provided by a certified educator. They offer simplified courses designed at a budget-friendly price. The credit counseling course includes one-on-one sessions with a credit counselor who can provide options to resolve debt, assists with budgeting, and ensure that you have all the information available to move forward. The debtor education course teaches sound principles of savings and money management so you can make wise financial choices. Classes are reading based or video and can even be taken on a computer or a mobile device.

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